Celebrating Gary Bowman, Karen Phillips, and Cynthia Kennedy
Excellence isn't achieved overnight. It's built over years—sometimes decades—of unwavering commitment, relentless drive, and a deep belief in what's possible.
At The Agency, we live by a set of rules that define who we are and how we operate. Rule #3: Stay Hungry. Rule #5: We're Here to Serve. These aren't just words on a wall—they're the foundation of everything our top advisors do, day in and day out.
We're honored to celebrate the Top 3 Producing Real Estate Advisors in our office, whose achievements in production, leadership, and service define the very best of The Agency and the culture we've built together.
🏆 #1 Top Producer – Gary Bowman
Over 30 million in Closed Transaction Volume
2026 Chairman Award Winner | The Agency
With more than two decades of real estate experience and deep roots in Northwest Florida, Gary Bowman's career is defined by perseverance and purpose. Licensed as a Florida REALTOR® in 2004, Gary joined Sandestin Real Estate—now The Agency Northwest Florida Beaches—in 2007 after years of determination to earn his place on one of the most respected REALTOR®-affiliated teams in the state.
Since relocating to the area in 2001, Gary knew the Emerald Coast was where he was meant to be. A proud Sandestin Golf & Beach Resort homeowner and resident—a place he lovingly refers to as his personal "Notre Dame," inspired by the film Rudy—Gary pairs his background in custom home building with seasoned real estate expertise to guide clients with clarity and confidence. His outstanding 2025 performance, coupled with his recognition as a 2026 Chairman Award winner, underscores his role as a true market leader.
Rule #3 in action: Gary's journey embodies what it means to stay hungry—three years of determination to join the right team, two decades of continued growth, and a career-best year that proves success is never a destination.
A word from Gary:
"There's no place quite like the Emerald Coast. Come to play, discover the lifestyle, and stay for life. I'll guide you every step of the way."
🏆 #2 Top Producer – Karen Phillips
Over 15 million in Closed Transaction Volume
2026 Chairman Award Winner | The Agency
For more than 30 years, Karen Phillips has been helping families discover their place in paradise along the Emerald Coast. With over 945 transactions and $350+ million in lifetime sales, her career is defined by consistency, expertise, and a deeply personal connection to the community she serves.
For the past 15 years, Karen has been one of Sandestin's top listing agents, specializing in upscale luxury properties and guiding clients through life's most significant real estate decisions with confidence and care. Her recognition as a 2026 Chairman Award winner reflects not only her production, but her enduring reputation as a trusted advisor and market authority.
Rule #5 in action: Karen's three decades of service prove that anticipating needs and going the extra mile isn't just our standard—it's what builds legacy relationships and transforms clients into lifelong advocates.
"After more than 30 years in this community, it's an honor to continue serving families who place their confidence in me. I'm deeply thankful for every relationship that has shaped this journey."
🏆 #3 Top Producer – Cynthia Kennedy
Over 10 million in Closed Transaction Volume
Women of the Year – Residential Real Estate Professional | Scarlett Magazine
With more than 52 years in sales and 15 years in real estate, Cynthia Kennedy brings an unmatched level of experience, professionalism, and heart to every transaction. Known for her exceptional communication, negotiation skills, and meticulous attention to detail, Cynthia has built a loyal client base rooted in trust and results.
A resident of the Emerald Coast for over 42 years, Cynthia's market knowledge runs deep and personal. Originally from Charlotte, North Carolina, she made the move to South Walton in 1982 and never looked back. Her recent recognition as Women of the Year in the Residential Real Estate Professional category by Scarlett Magazine is a fitting tribute to her impact—both professionally and within the community.
Rule #4 & #5 in action: Cynthia's philosophy reflects our core belief that when you work with one of us, you work with all of us—and that true success comes from helping others achieve their dreams first.
"Success in this business comes down to having a customer service heart—listening, responding to every client's needs, and always putting their interests first. I'm a firm believer in Zig Ziglar's words: 'You can have everything in life you want if you will just help enough other people get what they want.' That's been my philosophy from day one."
Making Some Noise
These advisors don't just lead in numbers—they lead through integrity, experience, and a shared commitment to excellence. They embody Rule #6: Make Some Noise—not through empty boasting, but through results that speak volumes and service that sets a new standard.
Their achievements reflect what's possible when passion meets perseverance, when staying hungry meets genuine service, and when individual excellence lifts an entire team. We're honored to celebrate Gary Bowman, Karen Phillips, and Cynthia Kennedy for the legacy they continue to build at The Agency Northwest Florida Beaches.
